Odie Pet Insurance Review
Insurance specialist
Odie Pet Insurance, an emerging pet insurer headquartered in Agoura Hills, California offers accident and illness plans at more competitive prices. You can customize your policy with optional coverage to ensure your furry family member receives care it needs. Odie’s presence within the pet insurance industry makes its arrival exciting. Odie also offers pet insurance for routine care, in this review, we’ll deeply analyze plans, cost, pros and cons.
Moreover, Odie sells policies directly to consumers via its website and also provides customer service via telephone and email. It works with employee benefits providers so major employers can offer pet insurance as an employee benefit for their employees.
Odie Pet Insurance Company provides accident, illness and wellness plans for dogs and cats in 49 states plus DC; Alaska remains excluded due to state restrictions.
Odie Pet Insurance Plans:
Basically, Odie offers three basic plans: the Accident Only Plan, the Comprehensive Accident and Illness Coverage Plan and Supplemental Pet Wellness Plan. In case an unexpected event should arise that requires care for an already established animal.
Accident & Illness Coverage
- Unexpected accidents/injuries
- Hereditary/congenital conditions
- Emergency veterinary care
- Surgery
- Cancer treatment
- Outpatient veterinary care
- Dental disease or fractures
- Illnesses
- Diagnostic testing
- MRI, X-ray, and CT scan
- Specialist care
Accident-Only Coverage
Accident Only pet insurance policies provide complete protection for unexpected injuries such as foreign object ingestion, broken bones, puncture wounds, burns, abrasions or snake bites incurred as the result of unexpected events. Further, Common incidents might include foreign object ingestion, broken bones, puncture wounds burns abrasions snake bites among many more unforeseen medical situations that arise unexpectedly.
Routine Care Pet Insurance Coverage
Odie is also known as best pet insurance for routine care. Odie Pet Insurance offers an optional wellness rider that enables customers to save up to 50 percent on services such as:
- Vaccination
- Heartworm test of FeLV screen
- Tick/flea prevention
- Microchipping
- Spaying/neutering
- Heartworm prevention
What Odie Pet Insurance Doesn’t Cover?
Here’s a rundown of what Odie doesn’t cover under its Accident & Illness plan:
- Pre-existing conditions
- Elective or cosmetic procedures
- Preventive care
- Parasites and routine wormings
- Special food and supplements
- Holistic and alternative treatments
- Experimental or investigational treatments
- Breeding, pregnancy, and whelping
- Behavioral conditions (without add-on)
- Bilateral conditions
Odie Pet Insurance Cost :
Odie Pet Insurance’s monthly costs start at just $9 for cats and $6 per month for dogs. It is considerably below the average U.S. cost. To meet any budget, the company offers flexible reimbursement rates, deductible amounts and payout limits so you can find one that best meets your needs.
Deductible
Next, A deductible is the amount you’ll need to cover yourself before Odie begins covering costs for you. Odie offers a wide variety of deductible options.
As part of their Odie pet insurance plans, Odie pet owners can select from deductible rates $250 or $500.
Customizable Plans
Odie’s plans are fully adaptable so you can design a plan tailored specifically to you.
Equally important, At Odie’s, there are three annual limit options that may suit you best: Great, Better and Best. All plans have a 90% reimbursement amount. You can choose an annual limit of $10,000 or $40,000
Great option: $5,000 annual limit
Better option: $10,000 annual limit
Best option: $40,000 annual limit
Whilst choosing from various deductibles and reimbursement rates will allow for further customization, each plan provides you with its own set of advantages.
Discounts
Odie offers a 5% multi-pet discount when enrolling multiple pets into its program. So, customers should follow them on social media for updates regarding new rewards opportunities.
Waiting Periods
Odie requires a mandatory waiting period before coverage begins and claims can be filed for reimbursement. Thus, waiting periods vary by states but generally it is :
- 14 days for illnesses
- 3 days for accidents
- 6 months for cruciate ligament
Pros & Cons Of Odie Pet Insurance
Pros:
Odie pet insurance pros are following:
Generally cheaper than average: Odie’s premiums tend to be 15-30% less costly than comparable plans from other insurers.
Flexible plans: Your options for selecting plans with different coverage levels include three plans with customizable deductibles and reimbursement rates to fit any budget.
Discounts available: They offer multiple pet discounts of 5% and have a 30-day money-back guarantee.
No breed or age restrictions: Unlike some companies, Odie insures any dog or cat, regardless of breed or age.
24/7 Televet chat: Access licensed veterinarians anytime for non-emergent questions or advice.
Unlimited vet visits: Their accident and illness plans cover unlimited vet visits for covered conditions.
Quick and easy enrollment: Get a quote and enroll your pet online in minutes.
Cons:
Odie pet insurance cons are following:
Capped reimbursement: Odie offers up to 90% reimbursement, unlike some competitors that offer 100%.
No behavioral coverage: If your pet has behavioural issues, Odie will not cover any related treatments.
Competitors Of Odie Pet Insurance
There are some of best pet insurance providers. You can compere the quote with odie pet insurance.
Provides Connect with Vet via Chewy.
A wellness plan with optional benefits is available.
The waiting time for coverage in case of an accident is just 2 days.
Discount of 10% for bundling your pet’s insurance policy with renters or homeowners insurance
There is no protection for stem cell therapy and prescription food, or microchipping.
Preventive Focus
Inclusivity
Choice of Vets
Pays for the examination costs for diseases and accidents
Shorter than typical waiting periods (5 days) for hip dysplasia, cruciate ligament injuries, and illnesses
Complete Head-to-Total Medical, Dental, Behavioral, and Alternative Health Coverage
Filing claims online
Including
prescription food, nutrition supplements, and virtual veterinary consultations.
Tailored Deductibles, Maximum Amounts, and Payments to Fit Any Budget
An additional dental coverage expense
Insurancheck Review For Odie Pet Insurance
Finally, Odie offers cost-effective prices and comprehensive coverage. It features flexible plans with high customization levels, useful add-ons, and some of the lowest costs on the market. Thus, making it an excellent option for pet parents on a tight budget. Odie doesn’t offer mobile app claims filing; claims should be filed online using OdieBot chat feature instead. It is one of the best accident only pet insurance.
Further, Odie offers affordable plans with customizable coverage that don’t compromise affordability or convenience. Although Odie is relatively new, their catalog of add-ons and covered services are comparable with top providers. However, customer reviews online remain limited and its reputation does not compare well to that of more established pet insurers. We hope now you can get quote easily after reading this review for odie pet insurance. You can also compare quotes with other providers here at Insurancheck. So what are you waiting for GET Quote Now !
